Car Crash Injuries - Frequently Asked Questions
Automobile accidents can happen at any time. Those who have never been in one may have many questions about what can happen next and what they should or shouldn't do. If you've been in a car accident, hiring a legal representative is a vital next step. Before doing so, read these Frequently Asked Questions to learn a little bit more about handling an auto accident. Many of your questions may be answered here.
What Should I Do Promptly After the Crash?
Immediately after the crash, seek medical care for any injuries. It is a good idea to call for emergency services to have a police officer write a report for the accident and go to an emergency room for severe injuries. If the injuries aren't extreme or it doesn't seem like there are any injuries, wait for the law enforcement officer to clear the scene and see a doctor for car accident care.
How is Fault Determined for Collisions in Bensalem, PA?
The fault is established by looking into how the crash occurred and whether one or both drivers were negligent. If that negligence caused the crash, the driver or drivers are at fault. It is possible for one vehicle operator to be found at fault or for both drivers involved in the accident to be found accountable for the accident. Evidence of how the collision occurred, such as photos from the car accident scene, can help determine fault, but it can be identified without evidence in many cases.
How Much Compensation Can I Receive?
The amount of compensation received depends on many factors, including the health care expenses for your injuries, lost wages, the amount of pain suffering and loss of enjoyment of life occurred because of the other driver's negligence. It is possible to receive a larger amount of compensation after negotiations as the introductory settlement offer will likely be low. Speaking with an attorney can provide you with more guidance about how to get the highest amount of possible compensation for your specific case.
What Forms of Compensation Can I Acquire?
Common types of car accident compensation can include health-related expenses, vehicle repair or replacement expenses, lost wages, and compensation for any other specific expenses relating to the accident. It can also include non-quantifiable expenses like loss of enjoyment of life for those who are permanently disabled from the crash. A lawyer can review what types of quantifiable and non-quantifiable compensation may apply to the situation.
Should I Accept the Settlement Offer?
It is not advised to accept any settlement offer until a lawyer has reviewed it. The insurance company will initially propose a settlement that's likely far below what the case is worth, hoping it will be approved and they will no longer owe money for the case. This is a way for them to save funds on the claims filed through them. Instead, it's better to have a legal professional review it and start negotiations to get a higher settlement offer.
Just how long Do I Have to Submit a Claim?
The time you will have to file a claim is known as the statute of limitations. For New Jersey, this is normally two years however the time to bring a case may be as short as 90 days, for example a state entity is only 90 days. After this point, a claim can not be started, with very few exceptions. An attorney can let you know if any of these exceptions apply or help make sure the case is filed in time, so you don't lose out on the opportunity to obtain compensation for your injuries.
Can I File After Getting a Settlement?
No. If the settlement is taken, that is all you will receive to cover expenses from the collision. Therefore, it's encouraged to have a injury attorney review any settlement offer before accepting it. There are rare exceptions for this, but they do not apply in most situations.
Should I Tell the Other Driver's Insurance Company My Side?
No. It is not a good idea to speak with the other party's insurance provider. It's all too easy to say something that can be used against you, especially if it's taken out of context. Instead, hire a lawyer to handle the case and let them deal with the other party's insurance company. They know what to say to bargain for a higher settlement without risks.
What Happens if the Other Driver Doesn't Have Insurance?
If the other vehicle driver doesn't have insurance, you'll need to file under the uninsured motorist coverage with your insurance firm. It is still encouraged to have an attorney handle this, as the insurance provider will want to minimize the amount paid out on the claim. The insurance company will worry about whether they can receive any funds from the uninsured motorist.
What Happens if the Driver Leaves the Scene?
If the vehicle driver leaves the scene of the crash, it may not be viable to find out who they are and submit a claim. If they can be found, a claim can be made against their insurance carrier. They may be able to be found based on evidence left at the scene, witness statements if someone wrote down their license plate, or video footage from a dash cam that may have a view of the license plate. If it's not feasible to determine who the driver was, the case is treated the exact same as one with an uninsured driver.
These answers should cover at least some of the questions you might have about how an auto accident should be handled after it happens. If you've been in an accident, speaking with a lawyer is the next step to take. They can provide more targeted answers to your case and help you with anything needed to make sure you receive the compensation you're entitled to from the at-fault driver.
Common Causes of Car Accidents in Bensalem, PA
Automobile accidents are always unforeseen and can happen for almost any reason. Knowing the potential causes of collisions can help drivers avoid accidents that could take place in many situations, though some are unavoidable. Watch out for the following common causes of automobile accidents to be safer while on the road.
Driving While Distracted
Distracted driving is one of the top reasons for a car accident to occur. This includes talking or texting on the phone, eating while driving, talking to someone else in the vehicle, and anything else that might take the driver's awareness away from what's happening on the roadway.
Reckless Driving
Driving recklessly can be a significant cause of automobile accidents. Reckless driving includes switching lanes randomly and constantly, cutting off other vehicles, crossing over multiple lanes at once, and anything else that could reasonably cause an auto accident to occur.
Speeding
Going a little bit above the speed limit to keep with the flow of traffic is commonly not an issue but going significantly above the speed limit substantially increases the potential for an accident. When speeding, the time it takes to stop the vehicle is amplified, so it may be troublesome to swerve around anything in the road or stop the car in time to prevent an accident.
Driving Under the Influence
Another major cause of auto accidents is driving under the influence. Those who have had alcoholic drinks or done drugs before driving a motor vehicle have slower reaction times, so they're more likely to cause an accident. Plus, they may cause a crash by not staying in their lane, making an improper turn, or running off the road.
Running Red Lights or Stop Signs
It's always best to look before going in any intersection. A common cause of collisions is vehicle operators who run red lights or stop signs. Even if the light has been green for quite a while, look before going to make sure a motor vehicle isn't going through a red light, as they will end up causing an accident.
Poor Weather or Visibility
When the weather is lousy, it can be difficult to see, whether that's due to rain or snow. It's much better to pull off the road to a protected space and wait out the weather, when possible, as reduced visibility multiplies the chance of an accident. If hazards in the road can't be seen in time, there's a higher chance of a collision occurring.
Risky Lane Changes
When changing lanes, it's important to use a turn signal and wait until there is adequate room. Drivers who change lanes without checking, while too close to another automobile, or without a turn signal increases the potential for an accident to occur, even if the speeds are slow at the time of the lane change.
Incorrect Turns
Turning from the incorrect lane, turning without respect to oncoming traffic, and other improper turns have a high likelihood of causing a car accident. If a turn is missed, continue going the direction of the lane and turn around when it's safe to do so rather than cut across lanes to make the turn.
Driving the Wrong Way
Driving the wrong way down a road is often done by drivers under the influence or those who are unfamiliar with the area and may not understand the road is a one-way road. When an automobile is driving the wrong way down the road, the resulting collision is typically a head-on accident, which can cause more serious injuries.
Inexperienced Drivers
Drivers who have only had a license for a brief amount of time are more likely to end up causing an accident. They do not have the skills on the road yet to be able to make split-second decisions that could help evade an accident if there is a hazard in the road, someone stops abruptly, or something else happens.
Tailgating
Tailgating or driving too close to another motorist is another common way for car accidents to occur. If the automobile in front needs to slow down or stop for any reason, a collision will result because the vehicle in the back is too close to stop in time. If possible, move over and let tailgaters by to prevent a car accident.
Road Rage
Road rage can lead to a car accident while driving. If a driver is distressed, they could intentionally or unintentionally hit another vehicle. It is best to slow down and let the driver with road rage get ahead to lessen any issues. If an incident does occur, stay in the vehicle, and call for emergency services.
Driving While Exhausted
When someone is too fatigued, the road can start to blur, and they can get extremely sleepy. It's possible for them not to have the reaction time required to stop or swerve if there is anything in the road or for the driver to fall asleep and run off the road. It's always better to find a place to stop and rest instead of driving while tired.
Animals in the Road
Animals on the road, especially at night, can lead to a car accident. This happens in all areas, not just in the country. Drivers may end up causing a crash trying to swerve, or the vehicle can be harmed if it hits a larger animal. If the driver stops abruptly because of an animal in the road, the vehicle behind them may not stop in time, and a car accident could occur.
Vehicle Issues
Issues with your vehicle can cause an accident. A tire blowing out while driving may cause the driver to swerve, and they could get in a major accident. Other issues with the car could cause it to stop working abruptly or have trouble staying in the lane, leading to a crash. Accidents occur every day for a variety of reasons. By knowing about the common causes of car accidents, you may be able to avoid being in one. If you are ever involved in an accident, speak with an attorney right away to get the help you need to obtain compensation for any injuries or damages.
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