Car Crash Injuries - Frequently Asked Questions
Auto accidents can happen at any time. Those who have never been in one may have many concerns about what can happen next and what they should or shouldn't do. If you've been in an auto accident, hiring a legal representative is a vital next step. Before doing so, read these Frequently Asked Questions to learn a little bit more about handling an auto accident. Many of your questions may be answered here.
What Should I Do Promptly After the Crash?
Immediately after the crash, seek medical care for any injuries. It is an exceptional idea to call for emergency services to have a police officer produce a report for the accident and go to an emergency room for severe injuries. If the injuries aren't serious or it doesn't seem like there are any injuries, wait for the police officer to clear the scene and see a doctor for car accident care.
How is Fault Determined for Crashes in Chambersburg, PA?
The fault is ascertained by looking into how the crash occurred and whether one or both drivers were negligent. If that negligence caused the accident, the driver or drivers are at fault. It is possible for one motorist to be found at fault or for both drivers involved in the collision to be found liable for the collision. Evidence of how the collision occurred, such as photos from the accident scene, can help determine fault, but it can be identified without evidence in many cases.
How Much Compensation Can I Receive?
The amount of compensation obtained depends on many factors, including the medical-related expenses for your damage, lost wages, the level of pain suffering and loss of enjoyment of life occurred because of the other driver's negligence. It is possible to receive a higher amount of compensation after negotiations as the starting settlement offer will likely be minimal. Speaking with a legal professional can provide you with more information about how to get the highest amount of possible compensation for your specific circumstances.
What Forms of Compensation Can I Receive?
Typical types of car accident compensation can include health-related expenses, vehicle repair or replacement expenses, lost wages, and compensation for any other specific expenses relating to the accident. It can also include non-quantifiable expenses like loss of enjoyment of life for those who are permanently disabled from the crash. A legal professional can review what types of quantifiable and non-quantifiable compensation may apply to the situation.
Should I Accept the Settlement Offer?
It is not recommended to accept any settlement offer until a legal professional has reviewed it. The insurance firm will initially propose a settlement that's likely far below what the case is worth, hoping it will be taken and they will no longer owe money for the case. This is a way for them to save funds on the claims filed through them. Instead, it's better to have an attorney review it and start negotiations to get a better settlement offer.
How Long Do I Have to Submit a Claim?
The time you have got to file a claim is known as the statute of limitations. For New Jersey, this is normally two years however the time to bring a case may be as short as 90 days, for example a state entity is only 90 days. After this point, a claim cannot be started, with very few exceptions. An attorney can let you know if any of these exceptions apply or help to make sure the case is filed in time, so you don't lose out on the opportunity to obtain compensation for your injuries.
Can I File After Getting a Settlement?
No. If the settlement is accepted, that is all you will receive to cover expenses from the accident. Therefore, it's recommended to have a personal injury attorney review any settlement offer before taking it. There are rare exceptions for this, but they do not apply in most situations.
Should I Tell the Other Driver's Insurance Company My Side?
No. It is not a good idea to speak with the other party's insurance company. It's all too easy to mention something that can be used against you, especially if it's taken out of context. Instead, hire a legal professional to handle the case and let them deal with the other party's insurance firm. They know what to say to negotiate a higher settlement without risks.
What Happens if the Other Driver Does Not Have Insurance?
If the other driver doesn't have insurance, you'll need to file under the uninsured motorist coverage with your insurance provider. It is still encouraged to have a lawyer handle this, as the insurance firm will want to minimize the amount paid out on the claim. The insurance provider will worry about whether they can receive any funds from the uninsured motorist.
What Happens if the Driver Leaves the Scene?
If the motorist leaves the scene of the accident, it may not be viable to find out who they are and start a claim. If they can be found, a claim can be made against their insurance provider. They may be able to be found based on evidence left at the scene, witness statements if someone wrote down their license plate, or video footage from a dash cam that may have a view of the license plate. If it's not plausible to determine who the driver was, the case is treated the exact same as one with an uninsured individual.
These answers should cover at least some of the issues you might have about how a car accident should be handled after it happens. If you've been in an accident, speaking with a legal professional is the next step to take. They can provide more precise answers to your case and help you with anything needed to make sure you receive the compensation you're entitled to from the at-fault driver.
Common Causes of Car Accidents in Chambersburg, PA
Auto accidents are always unforeseen and can happen for almost any reason. Knowing the potential causes of crashes can help drivers avoid accidents that could occur in many situations, though some are inescapable. Watch out for the following common causes of automobile accidents to be safer while on the road.
Driving While Distracted
Distracted driving is one of the top reasons for a car accident to occur. This includes talking or sending texts on the phone, eating while driving, talking to someone else in the automobile, and anything else that might take the driver's attention away from what's happening on the roadway.
Reckless Driving
Driving recklessly can be a serious cause of car accidents. Reckless driving includes switching lanes randomly and constantly, cutting off other vehicles, crossing over multiple lanes at once, and anything else that could reasonably cause a car accident to occur.
Speeding
Going a little bit above the speed limit to keep with the flow of traffic is commonly not an issue but going drastically above the speed limit significantly increases the potential for a major accident. When speeding, the time it takes to stop the vehicle is amplified, so it may be challenging to swerve around anything in the road or stop the vehicle in time to prevent an accident.
Driving Under the Influence
Another significant cause of car accidents is driving under the influence. Those who have had intoxicating drinks or done drugs before driving a motor vehicle have slower reaction times, so they're more likely to cause an automobile accident. Plus, they may cause a crash by not staying in their lane, making an incorrect turn, or running off the road.
Running Red Lights or Stop Signs
It's always best to look before entering any intersection. A common cause of auto accidents is car owners who run red lights or stop signs. Even if the light has been green for a while, look before going to make sure an automobile isn't going through a red light, as they will end up causing a major accident.
Poor Weather or Visibility
When the weather is poor, it can be difficult to see, whether that's due to rain or snow. It's much better to pull off the road to a safe space and wait out the weather, when possible, as reduced visibility multiplies the chance of an automobile accident. If hazards in the road can't be seen in time, there's a higher chance of a collision occurring.
Unsafe Lane Changes
When changing lanes, it's important to use a turn signal and wait until there is adequate room. Drivers who change lanes without looking around, while too close to another vehicle, or without a turn signal multiplies the potential for an automobile accident to occur, even if the speeds are slow at the time of the lane change.
Improper Turns
Turning from the improper lane, turning without regard to oncoming traffic, and other improper turns have a high likelihood of causing a crash. If a turn is missed, continue going the direction of the lane and turn around when it's safe to do so rather than cut across lanes to make the turn.
Driving the Wrong Way
Driving the wrong way down a road is often done by individuals under the influence or those who are not really acquainted with the area and may not realize the road is a one-way road. When an automobile is driving the wrong way down the road, the resulting collision is typically a head-on impact, which can cause more significant injuries.
Inexperienced Drivers
Vehicle operators who have only had a license for a short amount of time are more likely to end up causing a car accident. They do not have the experience on the road yet to be able to make split-second decisions that could help evade a crash if there is a hazard in the road, someone stops unexpectedly, or something else happens.
Tailgating
Tailgating or driving too close to another driver is another typical way for collisions to occur. If the automobile in front needs to slow down or stop for any reason, a crash will result because the vehicle in the back is too close to stop in time. If possible, move over and let tailgaters by to prevent an accident.
Road Rage
Road rage can lead to an accident while driving. If a driver is upset, they could intentionally or unintentionally strike another vehicle. It is best to slow down and let the driver with road rage get ahead to lessen any issues. If a crash does occur, stay in the vehicle, and call for emergency services.
Driving While Exhausted
When someone is too exhausted, the roadway can start to blur, and they can get exceptionally sleepy. It's possible for them not to have the reaction time necessary to stop or swerve if there is anything in the street or for the driver to fall asleep and run off the road. It's always better to find a place to stop and rest instead of driving while tired.
Animals in the Road
Wildlife on the road, especially at night, can lead to an accident. This happens in all areas, not just in the country. Drivers may end up causing a crash trying to swerve, or the vehicle can be damaged if it hits a larger animal. If the driver stops abruptly because of an animal in the road, the vehicle behind them may not stop in time, and an accident could occur.
Vehicle Issues
Issues with your car can cause a car accident. A tire blowing out while driving may cause the driver to swerve, and they could get in a major accident. Other issues with the car could cause it to stop working unexpectedly or have trouble staying in the lane, leading to an accident. Accidents occur every day for a variety of reasons. By knowing about the common causes of car accidents, you may be able to avoid being in one. If you are ever involved in an accident, speak with a lawyer right away to get the help you need to obtain compensation for any injuries or damages.
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