Hiring the right bankruptcy lawyer is critical in determining how successful your bankruptcy proceedings will be. When searching for a bankruptcy lawyer in New Brunswick, Freehold, Plainfield or in nearby communities, there are a few questions you should ask to help you narrow your search.
Does the lawyer specialize in bankruptcy law? Bankruptcy is a highly specialized area of law that requires extensive experience to ensure the best possible outcome for you.
Does the lawyer specialize in Chapter 7 bankruptcies, Chapter 13 bankruptcies, or both? Chapter 7 bankruptcies involve selling assets to pay creditors, while Chapter 13 bankruptcies involve setting up a repayment plan to satisfy creditors. Each comes with it’s own set of unique circumstances and fee structures. Many lawyers are adept at handling both types, but it is to your advantage to find one who specializes, if possible.
Is the lawyer familiar with local trustees and local regulations regarding bankruptcy? While many bankruptcies are governed by federal laws, a myriad of local laws can also come into play. Understanding these local regulations and the trustees who administer them is a key component of a bankruptcy proceeding.
What does the lawyer charge? New Jersey bankruptcy lawyers will generally charge a flat fee for Chapter 7 and Chapter 13 bankruptcy representation. It’s best to find out upfront what that fee is and what it covers. It also pays to ask what kind of fees will be involved if a bankruptcy petition is rejected or otherwise turns adversarial with creditors.
Garces, Grabler & LeBrocq is a full service New Jersey law firm with offices in Elizabeth, Freehold, Hackensack, Newark, New Brunswick, Perth Amboy, Plainfield and Trenton.
