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Foreclosures

New Jersey Mortgage Foreclosure Law

Failure to make timely mortgage payments can result in the loss of your home. Under New Jersey state law, a mortgage lender has the right to begin the mortgage foreclosure process as soon as you enter into default.

New Jersey Foreclosure Attorney Explains The Foreclosure Process

Before you panic, contact an experienced foreclosure attorney at Garces, Grabler & LeBrocq. A lawyer for foreclosure will review your case, walk you through the process, and explain your foreclosure options. As a judicial foreclosure state, New Jersey gives lenders the right to foreclose on your property after a single missed payment — so long as they adhere to the process outlined in the New Jersey Fair Foreclosure Act. Read on for a brief overview of the mortgage foreclosure process.

State law requires lenders to complete the following acts before the foreclosure process:

  1. Send a Notice of Intent To Foreclose.
  2. File a Foreclosure Complaint with the Office of Foreclosure. The foreclosure will be handled through the Office of Foreclosure unless you speak with a lawyer for foreclosure and file an answer to the complaint.
  3. Serve a Complaint.
  4. Send Entry of Default and Entry of Final Notice if no answer is filed. If you receive either notice and are unable to pay the defaulted amount, an experienced lawyer for foreclosure will explain your foreclosure options, based on your circumstances.

Sheriff’s Sale and Your Right to Redeem Your Property

If no response to a complaint is filed, a sale date will be announced. Defaulted homeowners are permitted to delay the sale for up to two weeks. For delays longer than 14 days, a foreclosure attorney must file a request with the court. If your home is sold, you have 10 days to legally redeem your property by curing the defaulted balance on your mortgage. If you take no action, your home will be sold, and the title will be transferred.

Trusted New Jersey Mortgage Foreclosure Attorneys Help You Exercise Your Rights To Foreclosure Options

If your home has been foreclosed on, and you are in danger of losing everything you’ve worked for, contact the experienced Foreclosure Attorneys at Garces, Grabler & LeBrocq at 1-800-923-3456 to learn your rights. Our team will work tirelessly to ensure that your family’s home remains in your possession.

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Great attorney , Pat Vella . Got all points dropped from my record . I owe this man 100xs over ! Thank you !
, Oct 21, 2016
He helped me fight a battle that I put off for years. Thank you so much for your services.
, Aug 31, 2016
Excellent service would recommend to others
, Feb 7, 2017
MaryanN and Jasmine both very helpful and professional. Jonathan Kessous very professional. Would recommend the firm.
, Aug 5, 2016
Great service everytime.
, Aug 18, 2016
Robert White III, Esq. was professional and efficient in every step of the process. From dealing with my Worker's Comp insurance to making sure I got the best care with a skilled neurosurgeon and making sure my case was handled fairly by a judge and the court system. I would definitely recommend Garces, Grabler and LeBrocq for anyone who was in need of representation for such matters.
, Mar 28, 2017
Increíbly Professional and dedicated peple to the service of the Law. William Garces has to be One of the Nicest most professional lawyers I ever come across...I know not a lot of people trust lawyers but This firm will treat you with such consideration and dedication that You forget you are a Client. I would recommend this Firm to every Person I know .
, Mar 1, 2017
Thanks for everything my life change Good bless thanks
, Jul 21, 2016
El mejor abogado muy eficaz
, Jan 26, 2017
Very professional and know what they're doing which is hard to find nowadays. Arlindo Araujo was very clear, precise, and on point!!!
, Jul 20, 2016
The BEST I WILL RECOMMEND
, Aug 3, 2016
100% satisfaction, very good. I like to recommend.
, Jun 16, 2016
Very satisfied! Exceptional service! Highly recommend!
, Jun 14, 2016
Excellent service. Very respected law firm. Will use again and definitely recommend
, Oct 12, 2016
Thanks for helping and you have the best service
, Jul 26, 2016
A well-prepared staff who handled everything we asked. Made us feel welcome and handled everything professionally.
, Jun 13, 2016
U guy's r amazing LAWYER'S! I will always recommend u to all my friends and family members. Thank u for going above and beyond with my case. Awesomeness!!!!!!
, Oct 6, 2016
Son exelentes y recomentables
, Sep 4, 2015
Excelente
, May 23, 2016
Great expletive with Esq Arindo. He is practical, honest, and thorough. I really appreciate his help.
, Jun 16, 2016
Yous are the best of the best thank you for your service
, Sep 12, 2015
Thank you Mr. Lawrence LeBrocq, I have no words for the amount of appreciation I have for what you've just done.
, May 9, 2017
Bill Grabler handled several comp case's for me including permanent worker's comp. He did a fantastic job.
, Jul 21, 2016
Great practice they always get the job done for a reasonable price.
, Feb 3, 2017
I found my attorney, Mr. Kessous, to be highly professional, knowledgeable, friendly and effective. He was highly responsive to my questions and concerns and easy to work with, and achieved the desired settlement for me in regard to my traffic ticket. If I were in the same situation all over again, I would choose to work with him without hesitation, and expect that if I were to face a similar situation in the foreseeable future, I would contact him. I would also provide his name with the highest recommendation to others in the area for such problems. (I also found his assistant, Gabriela Vargas, to be quite responsive and helpful as well.) Thanks again for all of your help!
, Jan 25, 2017
Buen trabajo. Muchas gracias.
, Oct 23, 2016
My lawyer Pat was very efficient on my case and I definitely give GGL 5 stars
, Oct 23, 2016
The Lawyers were very friendly and knowledgeable. If I need a lawyer in the future, they would my go to attorneys.
, Jun 13, 2016
Very satisfied
, Aug 3, 2016
Hi, it was a very good experience !! I appreciate all the things the Lawyer did for me, he won the case, thank you so much again, I am 100% satisfied!
, Mar 29, 2017