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Foreclosures

New Jersey Mortgage Foreclosure Law

Failure to make timely mortgage payments can result in the loss of your home. Under New Jersey state law, a mortgage lender has the right to begin the mortgage foreclosure process as soon as you enter into default.

New Jersey Foreclosure Attorney Explains The Foreclosure Process

Before you panic, contact an experienced foreclosure attorney at Garces, Grabler & LeBrocq. A lawyer for foreclosure will review your case, walk you through the process, and explain your foreclosure options. As a judicial foreclosure state, New Jersey gives lenders the right to foreclose on your property after a single missed payment — so long as they adhere to the process outlined in the New Jersey Fair Foreclosure Act. Read on for a brief overview of the mortgage foreclosure process.

State law requires lenders to complete the following acts before the foreclosure process:

  1. Send a Notice of Intent To Foreclose.
  2. File a Foreclosure Complaint with the Office of Foreclosure. The foreclosure will be handled through the Office of Foreclosure unless you speak with a lawyer for foreclosure and file an answer to the complaint.
  3. Serve a Complaint.
  4. Send Entry of Default and Entry of Final Notice if no answer is filed. If you receive either notice and are unable to pay the defaulted amount, an experienced lawyer for foreclosure will explain your foreclosure options, based on your circumstances.

Sheriff’s Sale and Your Right to Redeem Your Property

If no response to a complaint is filed, a sale date will be announced. Defaulted homeowners are permitted to delay the sale for up to two weeks. For delays longer than 14 days, a foreclosure attorney must file a request with the court. If your home is sold, you have 10 days to legally redeem your property by curing the defaulted balance on your mortgage. If you take no action, your home will be sold, and the title will be transferred.

Trusted New Jersey Mortgage Foreclosure Attorneys Help You Exercise Your Rights To Foreclosure Options

If your home has been foreclosed on, and you are in danger of losing everything you’ve worked for, contact the experienced Foreclosure Attorneys at Garces, Grabler & LeBrocq at 1-800-923-3456 to learn your rights. Our team will work tirelessly to ensure that your family’s home remains in your possession.

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Excellent highly recommended
, May 25, 2016
Everyone in the office is exceptional and very helpful. Thank you for helping me win my case!
, Feb 17, 2017
I found my attorney, Mr. Kessous, to be highly professional, knowledgeable, friendly and effective. He was highly responsive to my questions and concerns and easy to work with, and achieved the desired settlement for me in regard to my traffic ticket. If I were in the same situation all over again, I would choose to work with him without hesitation, and expect that if I were to face a similar situation in the foreseeable future, I would contact him. I would also provide his name with the highest recommendation to others in the area for such problems. (I also found his assistant, Gabriela Vargas, to be quite responsive and helpful as well.) Thanks again for all of your help!
, Jan 25, 2017
The representation this firm did to me was above and beyond what I expected to receive. Especially Mr. Grabler who was extremely professionals. I was very proud to have him as my lawyer. For this reason I recommend this firm to everybody.
, Jul 19, 2016
Great service and support from start to end.
, Jun 15, 2016
I had the good fortune of Mr. Pasquale Vella representing in a matter that I had deemed a bleak one, with no positive outcome in sight. Vella assured me that he would work hard to get me the best results possible, and that is exactly what he did. He worked tirelessly making sure he covered all possible angles, and in the end I was extremely pleased with his services. Vella proved to be diligent, aggressive in yielding results, and very professional, all while maintaining a communicative yet good natured rapport with me as his client. I would most certainly use his services again in the future as well as highly recommend him to anyone in need of a great criminal defense attorney.
, Nov 9, 2016
Excellent Lawyers and paralegals. They kept me informed and updated on the progression of my case. I was pleased and will be referring others to them. Outstanding customer service.
, Jul 22, 2016
I was very impressed with the professionalism and quick turn-around time from all the participants from GGL that assisted me. I would like to especially thank my attorney Jonathan Kessous. His credentials are very notable he is one of four attorneys throughout the entire state of NJ certified by the NJ Supreme Court as a Trial Specialist in both Criminal and Municipal Court Law matters. My case was very serious and could have resulted in jail time or suspension of my license. Jonathan was able to resolve my case very favorably. I am extremely thankful for his assistance. I would also like to recognize and thank his Paralegal Jasmin Caba and his Personal Assistant Marianne Crisitello for their assistance in communicating and preparing me for my trial. They are a great team and I would highly recommend them.
, Feb 27, 2017
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I would like to say thank you for all your help you've giving me.
, May 24, 2016
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, Feb 7, 2017
Jonathan was brilliant!!! He is an expert in the field of DUI's. He is patient, well prepared and first and foremost he was concerned for the well-being of me and my family... Thanks so much for your representation!!!!
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, Jun 14, 2016
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, Oct 22, 2016
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, May 24, 2016
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, Aug 5, 2016
Jonathan A Kessous did an outstanding job in handling my case. He was able to get the most serious charge and several other charges against me dropped and my fine greatly reduced. I was most impressed with his professionalism.competence and the timely manner in which he responded to all my questions and concerns. This demonstrated to me that I was a priority and not just a client!
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, Jul 21, 2016
Far exceeded my expectations. Mr. Vella was confident and professional. Should I require legal assistance in the future I won't hesitate to call them.
, Oct 21, 2016
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, Sep 12, 2015