Call Us Today: 1-800-923-3456

Credit Card Fraud

What is Credit Card Fraud?

A form of identify theft, credit card fraud is on the rise in NJ and across the United States. It’s against the law for someone to fraudulently use a credit card to obtain goods, services, or steal money. In the past, credit card crimes were typically limited to a person physically taking your card and using it for their own benefit. Today, however, with so many technological advances, there are myriad ways of obtaining someone’s credit card information without ever having to touch the card.

Types of Credit Card Fraud

Credit card crimes typically happen in two ways — “card present” and “card not present.” These are exactly what they sound like. A “card present” crime means someone physically has the credit card; usually stolen. “Card not present” means the card doesn’t need to be in the hands of the perpetrator for fraudulent activity. Following are the more common types of credit card fraud.

  • Stealing a credit card to make unauthorized purchases — thereby assuming the card owner’s identity
  • Gaining unlawful access to card owner’s data to make unauthorized purchases, either online via hacking or by cloning the card
  • Opening a new account using the card owner’s information
  • Skimming — using an electronic device to read a card’s magnetic strip; typically used at ATM machines
  • Copying a sales receipt
  • Buying and selling credit card information on “underground” internet sites

If you’re charged with a credit card fraud crime, contact a credit card fraud attorney as soon as possible to begin building your defense.

How a New Jersey Criminal Attorney Can Help

The penalties for fraudulent credit card use are harsh. N.J.S.A. 2C:21-6h states:

A person who knowingly uses any counterfeit, fictitious, altered, forged, lost, stolen or fraudulently obtained credit card to obtain money, goods or services, or anything else of value; or who, with unlawful or fraudulent intent, furnishes, acquires, or uses any actual or fictitious credit card, whether alone or together with names of credit cardholders, or other information pertaining to a credit card account in any form, is guilty of a crime of the third degree.

In New Jersey, a third-degree crime can result in three to five years in prison. Your defense attorney will work with you to find out if you actually had criminal intent, unknowingly used a card, or if police followed improper procedures.

Credit Card Fraud Attorneys Defending Your Rights

With such serious consequences on the line, you need the best in criminal defense. To speak with a New Jersey criminal attorney immediately, call us toll free at 800.923.3456 or contact us online to discuss your legal matter today. Garces, Grabler & LeBrocq is ready to help.

FREE CONSULTATION

  • captcha
Very satisfied withow my case was handled
, Oct 17, 2016
Buenos profesionales, excelente trabajo....
, Jul 10, 2017
Thank you very much for all your help and great service!
, Mar 22, 2017
Anna is the best lawyer I ever had the pleasure to hander my case, very knowledgeable in workers comp law, I would recommend to anyone.
, Jul 10, 2017
I would highly recommend this law firm to anyone. The service was epicable. Very thorough, efficient and friendly. It was a pleasure having you represent me.
, Jul 8, 2017
Yous are the best of the best thank you for your service
, Sep 12, 2015
The best In Plainfield, Thanks Garces+Grabler+Lebrocq for your help! Beating my case and my wife case.
, Jun 15, 2016
Todo muy bien
, Jul 21, 2016
Extraordinary, very satisfied
, Oct 11, 2016
He helped me fight a battle that I put off for years. Thank you so much for your services.
, Aug 31, 2016
Great expletive with Esq Arindo. He is practical, honest, and thorough. I really appreciate his help.
, Jun 16, 2016
Great Experience. Wouldn't hesitate to give you a call back when i mess up again. Great Service, Great Lawyer. Couldnt ask for more. Thank You Guys Once Again.
, Jul 23, 2016
G.G.L... Are the best in the business...
, Jan 26, 2017
Increíbly Professional and dedicated peple to the service of the Law. William Garces has to be One of the Nicest most professional lawyers I ever come across...I know not a lot of people trust lawyers but This firm will treat you with such consideration and dedication that You forget you are a Client. I would recommend this Firm to every Person I know .
, Mar 1, 2017
Robert White III, Esq. was professional and efficient in every step of the process. From dealing with my Worker's Comp insurance to making sure I got the best care with a skilled neurosurgeon and making sure my case was handled fairly by a judge and the court system. I would definitely recommend Garces, Grabler and LeBrocq for anyone who was in need of representation for such matters.
, Mar 28, 2017
Great service and support from start to end.
, Jun 15, 2016
Johnathan Kessous did a fantastic job handling my case. I hope i never need his expertise again...but if I do, he would be my first choice for legal representation. I had gotten a speeding ticket on the NJTPK going 84 in a 55 which resulted in a state trooper issuing me a 5 point ticket. Johnathan got it reduced down to zero points... just a fine.
, Oct 4, 2017
Excellent service.
, Apr 1, 2017
I found my attorney, Mr. Kessous, to be highly professional, knowledgeable, friendly and effective. He was highly responsive to my questions and concerns and easy to work with, and achieved the desired settlement for me in regard to my traffic ticket. If I were in the same situation all over again, I would choose to work with him without hesitation, and expect that if I were to face a similar situation in the foreseeable future, I would contact him. I would also provide his name with the highest recommendation to others in the area for such problems. (I also found his assistant, Gabriela Vargas, to be quite responsive and helpful as well.) Thanks again for all of your help!
, Jan 25, 2017
Very helpful in getting speeding ticket points reduced.
, Jun 15, 2016
Garces Grabler LeBrocq is the BEST!
, Oct 13, 2017
Everyone in the office is exceptional and very helpful. Thank you for helping me win my case!
, Feb 17, 2017
Yo ELSA, estoy muy agradecida y muy feliz de haber escogido como mi abogado. Es un buen y excelente preparado e inteligente ABOGADO. Trabaja muy profesional y consciente igual todo su personal que trabaja en su oficina. Me ayudó mucho con mi Caso. Lo recomiendo a cualquiera persona que necesita sus servicios de un buen ABOGADO.
, Feb 17, 2017
Excellent service. Very respected law firm. Will use again and definitely recommend
, Oct 12, 2016
Awesome job , very pleased with the outcome of my case !
, Jan 4, 2017
Gracias x hacer todo lo posible dios los bendiga
, Aug 3, 2016
Se los recomiendo muy buen abogado y lucha asta conseguir lo mejor para el cliente
, May 26, 2016
I would like to say thank you for all your help you've giving me.
, May 24, 2016
Saved my life twice!!
, Jul 13, 2016
Jonathan was brilliant!!! He is an expert in the field of DUI's. He is patient, well prepared and first and foremost he was concerned for the well-being of me and my family... Thanks so much for your representation!!!!
, Jun 29, 2016