Call Us Today: 1-800-923-3456

Credit Card Fraud

What is Credit Card Fraud?

A form of identify theft, credit card fraud is on the rise in NJ and across the United States. It’s against the law for someone to fraudulently use a credit card to obtain goods, services, or steal money. In the past, credit card crimes were typically limited to a person physically taking your card and using it for their own benefit. Today, however, with so many technological advances, there are myriad ways of obtaining someone’s credit card information without ever having to touch the card.

Types of Credit Card Fraud

Credit card crimes typically happen in two ways — “card present” and “card not present.” These are exactly what they sound like. A “card present” crime means someone physically has the credit card; usually stolen. “Card not present” means the card doesn’t need to be in the hands of the perpetrator for fraudulent activity. Following are the more common types of credit card fraud.

  • Stealing a credit card to make unauthorized purchases — thereby assuming the card owner’s identity
  • Gaining unlawful access to card owner’s data to make unauthorized purchases, either online via hacking or by cloning the card
  • Opening a new account using the card owner’s information
  • Skimming — using an electronic device to read a card’s magnetic strip; typically used at ATM machines
  • Copying a sales receipt
  • Buying and selling credit card information on “underground” internet sites

If you’re charged with a credit card fraud crime, contact a credit card fraud attorney as soon as possible to begin building your defense.

How a New Jersey Criminal Attorney Can Help

The penalties for fraudulent credit card use are harsh. N.J.S.A. 2C:21-6h states:

A person who knowingly uses any counterfeit, fictitious, altered, forged, lost, stolen or fraudulently obtained credit card to obtain money, goods or services, or anything else of value; or who, with unlawful or fraudulent intent, furnishes, acquires, or uses any actual or fictitious credit card, whether alone or together with names of credit cardholders, or other information pertaining to a credit card account in any form, is guilty of a crime of the third degree.

In New Jersey, a third-degree crime can result in three to five years in prison. Your defense attorney will work with you to find out if you actually had criminal intent, unknowingly used a card, or if police followed improper procedures.

Credit Card Fraud Attorneys Defending Your Rights

With such serious consequences on the line, you need the best in criminal defense. To speak with a New Jersey criminal attorney immediately, call us toll free at 800.923.3456 or contact us online to discuss your legal matter today. Garces, Grabler & LeBrocq is ready to help.

FREE CONSULTATION

  • captcha
Like to thank u for your profession and with my traffic ticket
, Jul 24, 2016
Very helpful in getting speeding ticket points reduced.
, Jun 15, 2016
Yo ELSA, estoy muy agradecida y muy feliz de haber escogido como mi abogado. Es un buen y excelente preparado e inteligente ABOGADO. Trabaja muy profesional y consciente igual todo su personal que trabaja en su oficina. Me ayudó mucho con mi Caso. Lo recomiendo a cualquiera persona que necesita sus servicios de un buen ABOGADO.
, Feb 17, 2017
Thanks for helping and you have the best service
, Jul 26, 2016
G.G.L... Are the best in the business...
, Jan 26, 2017
Really good and reliable service This is my second time using your services and I always come out wining.
, Oct 21, 2016
I had the good fortune of Mr. Pasquale Vella representing in a matter that I had deemed a bleak one, with no positive outcome in sight. Vella assured me that he would work hard to get me the best results possible, and that is exactly what he did. He worked tirelessly making sure he covered all possible angles, and in the end I was extremely pleased with his services. Vella proved to be diligent, aggressive in yielding results, and very professional, all while maintaining a communicative yet good natured rapport with me as his client. I would most certainly use his services again in the future as well as highly recommend him to anyone in need of a great criminal defense attorney.
, Nov 9, 2016
The BEST I WILL RECOMMEND
, Aug 3, 2016
Very good
, May 21, 2016
Tuve una buena experiensia confien son los mejore.yo tube dos caso y sali muy bien gracias a ellos
, May 7, 2016
Great practice they always get the job done for a reasonable price.
, Feb 3, 2017
Very satisfied withow my case was handled
, Oct 17, 2016
Very good i will recommend your services to other people
, Mar 2, 2017
Extraordinary, very satisfied
, Oct 11, 2016
Great expletive with Esq Arindo. He is practical, honest, and thorough. I really appreciate his help.
, Jun 16, 2016
I would like to say thank you for all your help you've giving me.
, May 24, 2016
MaryanN and Jasmine both very helpful and professional. Jonathan Kessous very professional. Would recommend the firm.
, Aug 5, 2016
Good job
, Jun 15, 2016
thank you guys for representing me!
, Jun 17, 2016
Excellent service would recommend to others
, Feb 7, 2017
Very satisfied
, Aug 3, 2016
Thank you very much you guys were helpful compassionate in my situation I really appreciate the ladys in Perth Amboy are very nice I recently send it a friend and she has the same opinion.
, May 24, 2016
The best lawyers and Their excellent assistants
, Jun 14, 2016
Great service everytime.
, Aug 18, 2016
Bill Grabler handled several comp case's for me including permanent worker's comp. He did a fantastic job.
, Jul 21, 2016
Great Experience. Wouldn't hesitate to give you a call back when i mess up again. Great Service, Great Lawyer. Couldnt ask for more. Thank You Guys Once Again.
, Jul 23, 2016
I was very impressed with the professionalism and quick turn-around time from all the participants from GGL that assisted me. I would like to especially thank my attorney Jonathan Kessous. His credentials are very notable he is one of four attorneys throughout the entire state of NJ certified by the NJ Supreme Court as a Trial Specialist in both Criminal and Municipal Court Law matters. My case was very serious and could have resulted in jail time or suspension of my license. Jonathan was able to resolve my case very favorably. I am extremely thankful for his assistance. I would also like to recognize and thank his Paralegal Jasmin Caba and his Personal Assistant Marianne Crisitello for their assistance in communicating and preparing me for my trial. They are a great team and I would highly recommend them.
, Feb 27, 2017
El mejor abogado muy eficaz
, Jan 26, 2017
Jonathan A Kessous did an outstanding job in handling my case. He was able to get the most serious charge and several other charges against me dropped and my fine greatly reduced. I was most impressed with his professionalism.competence and the timely manner in which he responded to all my questions and concerns. This demonstrated to me that I was a priority and not just a client!
, Jun 13, 2016
Great attorney , Pat Vella . Got all points dropped from my record . I owe this man 100xs over ! Thank you !
, Oct 21, 2016