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Chapter 7 Bankruptcy

If creditors are calling you nonstop, bothering you at work, sending you collection letters, threatening you with a lawsuit, harassing your family, you can put an end to it by filing Chapter 7 bankruptcy. And if you partner with us as your Chapter 7 bankruptcy attorney, you’ll be well on your way to a fresh start.

Working with NJ bankruptcy lawyer Garces, Grabler LeBrocq, a Chapter 7 bankruptcy will help you:

  • Keep all property (house, car, etc.) if you’re current on your payments
  • Stop all wage garnishments
  • Eliminate almost all unsecured (credit card) debt; medical bills; most personal loans; judgments; deficiency judgments associated with the repossession of a motor vehicle
  • Eliminate all lawsuits or civil judgments
  • Prevent any creditor from placing a lien on your home
  • Have your driver’s license reinstated if it had been suspended due to having a car accident while your vehicle was uninsured or due to unpaid parking summons
  • In many instances, the debtor does not give up any assets. Businesses also utilize Chapter 7 to discharge their liability on debts.

First things first. As your NJ bankruptcy attorney, we’ll help you start the process by a Chapter 7 bankruptcy by filing a petition, which, for the most part, initiates the “automatic stay.” This prevents those relentless creditors from taking any action against you to collect a debt without following strict rules. That means they can’t call you, they can’t write you, they can’t sue you, and they can’t continue to sue you if they have already started a lawsuit, unless allowed to do so by the bankruptcy court.

A knowledgeable NJ bankruptcy lawyer with Garces, Grabler, Lebrocq can advise you on the details—whether a debt can be discharged, whether you can, and how to keep, assets such as your home, your car, your retirements benefits, and on many other related issues. It’s all a part of building a relationship with you to get you back on your feet.

It’s time to start rebuilding your life with an experienced Chapter 7 bankruptcy attorney. Call us today at 800.923.3456 or contact us online for a free consultation.

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Excellent highly recommended
, May 25, 2016
Everyone in the office is exceptional and very helpful. Thank you for helping me win my case!
, Feb 17, 2017
I found my attorney, Mr. Kessous, to be highly professional, knowledgeable, friendly and effective. He was highly responsive to my questions and concerns and easy to work with, and achieved the desired settlement for me in regard to my traffic ticket. If I were in the same situation all over again, I would choose to work with him without hesitation, and expect that if I were to face a similar situation in the foreseeable future, I would contact him. I would also provide his name with the highest recommendation to others in the area for such problems. (I also found his assistant, Gabriela Vargas, to be quite responsive and helpful as well.) Thanks again for all of your help!
, Jan 25, 2017
The representation this firm did to me was above and beyond what I expected to receive. Especially Mr. Grabler who was extremely professionals. I was very proud to have him as my lawyer. For this reason I recommend this firm to everybody.
, Jul 19, 2016
Great service and support from start to end.
, Jun 15, 2016
I had the good fortune of Mr. Pasquale Vella representing in a matter that I had deemed a bleak one, with no positive outcome in sight. Vella assured me that he would work hard to get me the best results possible, and that is exactly what he did. He worked tirelessly making sure he covered all possible angles, and in the end I was extremely pleased with his services. Vella proved to be diligent, aggressive in yielding results, and very professional, all while maintaining a communicative yet good natured rapport with me as his client. I would most certainly use his services again in the future as well as highly recommend him to anyone in need of a great criminal defense attorney.
, Nov 9, 2016
Excellent Lawyers and paralegals. They kept me informed and updated on the progression of my case. I was pleased and will be referring others to them. Outstanding customer service.
, Jul 22, 2016
I was very impressed with the professionalism and quick turn-around time from all the participants from GGL that assisted me. I would like to especially thank my attorney Jonathan Kessous. His credentials are very notable he is one of four attorneys throughout the entire state of NJ certified by the NJ Supreme Court as a Trial Specialist in both Criminal and Municipal Court Law matters. My case was very serious and could have resulted in jail time or suspension of my license. Jonathan was able to resolve my case very favorably. I am extremely thankful for his assistance. I would also like to recognize and thank his Paralegal Jasmin Caba and his Personal Assistant Marianne Crisitello for their assistance in communicating and preparing me for my trial. They are a great team and I would highly recommend them.
, Feb 27, 2017
Extraordinary, very satisfied
, Oct 11, 2016
Excellent service. Very respected law firm. Will use again and definitely recommend
, Oct 12, 2016
I would like to say thank you for all your help you've giving me.
, May 24, 2016
Knowledgeable, helpful, and friendly guy. Thanks for the service!
, Jun 13, 2016
G.G.L... Are the best in the business...
, Jan 26, 2017
The best lawyers and Their excellent assistants
, Jun 14, 2016
Very satisfied
, Aug 3, 2016
Tuve una buena experiensia confien son los mejore.yo tube dos caso y sali muy bien gracias a ellos
, May 7, 2016
Excellent service would recommend to others
, Feb 7, 2017
Jonathan was brilliant!!! He is an expert in the field of DUI's. He is patient, well prepared and first and foremost he was concerned for the well-being of me and my family... Thanks so much for your representation!!!!
, Jun 29, 2016
Excelente
, May 23, 2016
Outstanding service very professional attorneys thumbs up all the way
, Feb 4, 2017
Very satisfied! Exceptional service! Highly recommend!
, Jun 14, 2016
Great job , thank you very much, I'm glad I found you,
, Oct 22, 2016
Great attorney , Pat Vella . Got all points dropped from my record . I owe this man 100xs over ! Thank you !
, Oct 21, 2016
Very good
, May 21, 2016
Thank you very much you guys were helpful compassionate in my situation I really appreciate the ladys in Perth Amboy are very nice I recently send it a friend and she has the same opinion.
, May 24, 2016
MaryanN and Jasmine both very helpful and professional. Jonathan Kessous very professional. Would recommend the firm.
, Aug 5, 2016
Jonathan A Kessous did an outstanding job in handling my case. He was able to get the most serious charge and several other charges against me dropped and my fine greatly reduced. I was most impressed with his professionalism.competence and the timely manner in which he responded to all my questions and concerns. This demonstrated to me that I was a priority and not just a client!
, Jun 13, 2016
Todo muy bien
, Jul 21, 2016
Far exceeded my expectations. Mr. Vella was confident and professional. Should I require legal assistance in the future I won't hesitate to call them.
, Oct 21, 2016
Yous are the best of the best thank you for your service
, Sep 12, 2015