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Chapter 7 Bankruptcy

If creditors are calling you nonstop, bothering you at work, sending you collection letters, threatening you with a lawsuit, harassing your family, you can put an end to it by filing Chapter 7 bankruptcy. And if you partner with us as your Chapter 7 bankruptcy attorney, you’ll be well on your way to a fresh start.

Working with NJ bankruptcy lawyer Garces, Grabler LeBrocq, a Chapter 7 bankruptcy will help you:

  • Keep all property (house, car, etc.) if you’re current on your payments
  • Stop all wage garnishments
  • Eliminate almost all unsecured (credit card) debt; medical bills; most personal loans; judgments; deficiency judgments associated with the repossession of a motor vehicle
  • Eliminate all lawsuits or civil judgments
  • Prevent any creditor from placing a lien on your home
  • Have your driver’s license reinstated if it had been suspended due to having a car accident while your vehicle was uninsured or due to unpaid parking summons
  • In many instances, the debtor does not give up any assets. Businesses also utilize Chapter 7 to discharge their liability on debts.

First things first. As your NJ bankruptcy attorney, we’ll help you start the process by a Chapter 7 bankruptcy by filing a petition, which, for the most part, initiates the “automatic stay.” This prevents those relentless creditors from taking any action against you to collect a debt without following strict rules. That means they can’t call you, they can’t write you, they can’t sue you, and they can’t continue to sue you if they have already started a lawsuit, unless allowed to do so by the bankruptcy court.

A knowledgeable NJ bankruptcy lawyer with Garces, Grabler, Lebrocq can advise you on the details—whether a debt can be discharged, whether you can, and how to keep, assets such as your home, your car, your retirements benefits, and on many other related issues. It’s all a part of building a relationship with you to get you back on your feet.

It’s time to start rebuilding your life with an experienced Chapter 7 bankruptcy attorney. Call us today at 800.923.3456 or contact us online for a free consultation.

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Everyone in the office is exceptional and very helpful. Thank you for helping me win my case!
, Feb 17, 2017
Excellent Lawyers and paralegals. They kept me informed and updated on the progression of my case. I was pleased and will be referring others to them. Outstanding customer service.
, Jul 22, 2016
Gracias x hacer todo lo posible dios los bendiga
, Aug 3, 2016
The representation this firm did to me was above and beyond what I expected to receive. Especially Mr. Grabler who was extremely professionals. I was very proud to have him as my lawyer. For this reason I recommend this firm to everybody.
, Jul 19, 2016
Really good and reliable service This is my second time using your services and I always come out wining.
, Oct 21, 2016
I was very impressed with the professionalism and quick turn-around time from all the participants from GGL that assisted me. I would like to especially thank my attorney Jonathan Kessous. His credentials are very notable he is one of four attorneys throughout the entire state of NJ certified by the NJ Supreme Court as a Trial Specialist in both Criminal and Municipal Court Law matters. My case was very serious and could have resulted in jail time or suspension of my license. Jonathan was able to resolve my case very favorably. I am extremely thankful for his assistance. I would also like to recognize and thank his Paralegal Jasmin Caba and his Personal Assistant Marianne Crisitello for their assistance in communicating and preparing me for my trial. They are a great team and I would highly recommend them.
, Feb 27, 2017
Excelentes abogados
, May 8, 2016
Yo ELSA, estoy muy agradecida y muy feliz de haber escogido como mi abogado. Es un buen y excelente preparado e inteligente ABOGADO. Trabaja muy profesional y consciente igual todo su personal que trabaja en su oficina. Me ayudó mucho con mi Caso. Lo recomiendo a cualquiera persona que necesita sus servicios de un buen ABOGADO.
, Feb 17, 2017
Staff was very helpful and explained the case as it went along.
, Jul 21, 2016
Extraordinary, very satisfied
, Oct 11, 2016
Todo muy bien
, Jul 21, 2016
U guy's r amazing LAWYER'S! I will always recommend u to all my friends and family members. Thank u for going above and beyond with my case. Awesomeness!!!!!!
, Oct 6, 2016
Bill Grabler handled several comp case's for me including permanent worker's comp. He did a fantastic job.
, Jul 21, 2016
Hi, it was a very good experience !! I appreciate all the things the Lawyer did for me, he won the case, thank you so much again, I am 100% satisfied!
, Mar 29, 2017
Excellent highly recommended
, May 25, 2016
Good job
, Jun 15, 2016
Buen trabajo. Muchas gracias.
, Oct 23, 2016
Very satisfied
, Aug 3, 2016
Great expletive with Esq Arindo. He is practical, honest, and thorough. I really appreciate his help.
, Jun 16, 2016
Saved my life twice!!
, Jul 13, 2016
Excellent service. Very respected law firm. Will use again and definitely recommend
, Oct 12, 2016
I had the good fortune of Mr. Pasquale Vella representing in a matter that I had deemed a bleak one, with no positive outcome in sight. Vella assured me that he would work hard to get me the best results possible, and that is exactly what he did. He worked tirelessly making sure he covered all possible angles, and in the end I was extremely pleased with his services. Vella proved to be diligent, aggressive in yielding results, and very professional, all while maintaining a communicative yet good natured rapport with me as his client. I would most certainly use his services again in the future as well as highly recommend him to anyone in need of a great criminal defense attorney.
, Nov 9, 2016
Jonathan A Kessous did an outstanding job in handling my case. He was able to get the most serious charge and several other charges against me dropped and my fine greatly reduced. I was most impressed with his professionalism.competence and the timely manner in which he responded to all my questions and concerns. This demonstrated to me that I was a priority and not just a client!
, Jun 13, 2016
Very helpful in getting speeding ticket points reduced.
, Jun 15, 2016
Thank you very much you guys were helpful compassionate in my situation I really appreciate the ladys in Perth Amboy are very nice I recently send it a friend and she has the same opinion.
, May 24, 2016
Thanks for helping and you have the best service
, Jul 26, 2016
Great practice they always get the job done for a reasonable price.
, Feb 3, 2017
My lawyer Pat was very efficient on my case and I definitely give GGL 5 stars
, Oct 23, 2016
Mr. Lebroq is an excellent Attorney. The office staff has always been prompt , respectful and helpful. I highly recommend this firm.
, Oct 10, 2015
El mejor abogado muy eficaz
, Jan 26, 2017