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Chapter 7 Bankruptcy

If creditors are calling you nonstop, bothering you at work, sending you collection letters, threatening you with a lawsuit, harassing your family, you can put an end to it by filing Chapter 7 bankruptcy. And if you partner with us as your Chapter 7 bankruptcy attorney, you’ll be well on your way to a fresh start.

Working with NJ bankruptcy lawyer Garces, Grabler LeBrocq, a Chapter 7 bankruptcy will help you:

  • Keep all property (house, car, etc.) if you’re current on your payments
  • Stop all wage garnishments
  • Eliminate almost all unsecured (credit card) debt; medical bills; most personal loans; judgments; deficiency judgments associated with the repossession of a motor vehicle
  • Eliminate all lawsuits or civil judgments
  • Prevent any creditor from placing a lien on your home
  • Have your driver’s license reinstated if it had been suspended due to having a car accident while your vehicle was uninsured or due to unpaid parking summons
  • In many instances, the debtor does not give up any assets. Businesses also utilize Chapter 7 to discharge their liability on debts.

First things first. As your NJ bankruptcy attorney, we’ll help you start the process by a Chapter 7 bankruptcy by filing a petition, which, for the most part, initiates the “automatic stay.” This prevents those relentless creditors from taking any action against you to collect a debt without following strict rules. That means they can’t call you, they can’t write you, they can’t sue you, and they can’t continue to sue you if they have already started a lawsuit, unless allowed to do so by the bankruptcy court.

A knowledgeable NJ bankruptcy lawyer with Garces, Grabler, Lebrocq can advise you on the details—whether a debt can be discharged, whether you can, and how to keep, assets such as your home, your car, your retirements benefits, and on many other related issues. It’s all a part of building a relationship with you to get you back on your feet.

It’s time to start rebuilding your life with an experienced Chapter 7 bankruptcy attorney. Call us today at 800.923.3456 or contact us online for a free consultation.

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Sarita was great, she sealed with every detail of the process. i recommend this firm
, Jun 22, 2017
The representation this firm did to me was above and beyond what I expected to receive. Especially Mr. Grabler who was extremely professionals. I was very proud to have him as my lawyer. For this reason I recommend this firm to everybody.
, Jul 19, 2016
Great people they do help thank you for everything you've done
, Jul 18, 2017
Robert White III, Esq. was professional and efficient in every step of the process. From dealing with my Worker's Comp insurance to making sure I got the best care with a skilled neurosurgeon and making sure my case was handled fairly by a judge and the court system. I would definitely recommend Garces, Grabler and LeBrocq for anyone who was in need of representation for such matters.
, Mar 28, 2017
Muchas gracias. Exelente abogado yo se lo recomiendo alas personas por ser muy buen abogado
, Jul 8, 2017
Knowledgeable, helpful, and friendly guy. Thanks for the service!
, Jun 13, 2016
Thank you Mr. Lawrence LeBrocq, I have no words for the amount of appreciation I have for what you've just done.
, May 9, 2017
Really good and reliable service This is my second time using your services and I always come out wining.
, Oct 21, 2016
La atención muy eficaz son muy profesional me sentí muy sastifecho gracias
, Jul 5, 2017
I HAVE BEEN A CLIENT FOR A YEAR NOW(JUNE 2016)AND THE FIRM HAS BEEN DIRECT AND HANDS ON WITH ME ON EVERY ASPECT.
, Jul 6, 2017
Great attorney , Pat Vella . Got all points dropped from my record . I owe this man 100xs over ! Thank you !
, Oct 21, 2016
I would highly recommend this law firm to anyone. The service was epicable. Very thorough, efficient and friendly. It was a pleasure having you represent me.
, Jul 8, 2017
My lawyer Pat was very efficient on my case and I definitely give GGL 5 stars
, Oct 23, 2016
Buen trabajo. Muchas gracias.
, Oct 23, 2016
Awesome job , very pleased with the outcome of my case !
, Jan 4, 2017
Great Experience. Wouldn't hesitate to give you a call back when i mess up again. Great Service, Great Lawyer. Couldnt ask for more. Thank You Guys Once Again.
, Jul 23, 2016
I can honestly state that JONATHAN is an excellant negotiator and timely attorney, whom prepares you for the worst and gets you the best.
, Jun 12, 2017
The best lawyers and Their excellent assistants
, Jun 14, 2016
Son exelentes y recomentables
, Sep 4, 2015
Great service and support from start to end.
, Jun 15, 2016
El mejor abogado muy eficaz
, Jan 26, 2017
Great service everytime.
, Aug 18, 2016
Outstanding service very professional attorneys thumbs up all the way
, Feb 4, 2017
Los mejores
, Jul 7, 2017
The BEST I WILL RECOMMEND
, Aug 3, 2016
Hi, it was a very good experience !! I appreciate all the things the Lawyer did for me, he won the case, thank you so much again, I am 100% satisfied!
, Mar 29, 2017
Very good
, May 21, 2016
Excellent Lawyers and paralegals. They kept me informed and updated on the progression of my case. I was pleased and will be referring others to them. Outstanding customer service.
, Jul 22, 2016
Felt very well taken care of. Excellent!!!!!
, Jul 19, 2016
Excelentes abogados
, May 8, 2016