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Chapter 7 Bankruptcy

If creditors are calling you nonstop, bothering you at work, sending you collection letters, threatening you with a lawsuit, harassing your family, you can put an end to it by filing Chapter 7 bankruptcy. And if you partner with us as your Chapter 7 bankruptcy attorney, you’ll be well on your way to a fresh start.

Working with NJ bankruptcy lawyer Garces, Grabler LeBrocq, a Chapter 7 bankruptcy will help you:

  • Keep all property (house, car, etc.) if you’re current on your payments
  • Stop all wage garnishments
  • Eliminate almost all unsecured (credit card) debt; medical bills; most personal loans; judgments; deficiency judgments associated with the repossession of a motor vehicle
  • Eliminate all lawsuits or civil judgments
  • Prevent any creditor from placing a lien on your home
  • Have your driver’s license reinstated if it had been suspended due to having a car accident while your vehicle was uninsured or due to unpaid parking summons
  • In many instances, the debtor does not give up any assets. Businesses also utilize Chapter 7 to discharge their liability on debts.

First things first. As your NJ bankruptcy attorney, we’ll help you start the process by a Chapter 7 bankruptcy by filing a petition, which, for the most part, initiates the “automatic stay.” This prevents those relentless creditors from taking any action against you to collect a debt without following strict rules. That means they can’t call you, they can’t write you, they can’t sue you, and they can’t continue to sue you if they have already started a lawsuit, unless allowed to do so by the bankruptcy court.

A knowledgeable NJ bankruptcy lawyer with Garces, Grabler, Lebrocq can advise you on the details—whether a debt can be discharged, whether you can, and how to keep, assets such as your home, your car, your retirements benefits, and on many other related issues. It’s all a part of building a relationship with you to get you back on your feet.

It’s time to start rebuilding your life with an experienced Chapter 7 bankruptcy attorney. Call us today at 800.923.3456 or contact us online for a free consultation.


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Very good
, May 21, 2016
The lawyer Ana bontempo very profesional.
, Jul 19, 2016
Bill Grabler handled several comp case's for me including permanent worker's comp. He did a fantastic job.
, Jul 21, 2016
MaryanN and Jasmine both very helpful and professional. Jonathan Kessous very professional. Would recommend the firm.
, Aug 5, 2016
Hi, it was a very good experience !! I appreciate all the things the Lawyer did for me, he won the case, thank you so much again, I am 100% satisfied!
, Mar 29, 2017
Joe Delgado was the best attorney anyone could ever have! I had a very complicated case but he took it and we won!!
, Sep 28, 2017
thank you guys for representing me!
, Jun 17, 2016
Perfect !!!!!!
, Oct 7, 2016
Far exceeded my expectations. Mr. Vella was confident and professional. Should I require legal assistance in the future I won't hesitate to call them.
, Oct 21, 2016
Great lawyers great service highly recommended
, Dec 29, 2017
Great service everytime.
, Aug 18, 2016
Muy bueno y excelente
, May 21, 2016
Robert White III, Esq. was professional and efficient in every step of the process. From dealing with my Worker's Comp insurance to making sure I got the best care with a skilled neurosurgeon and making sure my case was handled fairly by a judge and the court system. I would definitely recommend Garces, Grabler and LeBrocq for anyone who was in need of representation for such matters.
, Mar 28, 2017
Great expletive with Esq Arindo. He is practical, honest, and thorough. I really appreciate his help.
, Jun 16, 2016
I was satisfied, and the service was very good, my lawyer was very professional and did a great job.
, Feb 3, 2017
Awesome job , very pleased with the outcome of my case !
, Jan 4, 2017
Very professional and timely precised on the whole process on my case. My whole process went as lawyer Arlindo explained it to me and no delays whatsoever!!!
, Jul 20, 2016
I would love to sincerely thank you for your patience and assurance during the whole period. It was very easy to get hold of you even on the phone and you always explained things to the best of your ability to me. I would quickly and highly recommend you to anyone who may have a case like the one i had. Thank you.
, Jul 7, 2017
Very good service I recommend.
, Mar 23, 2018
Really good and reliable service This is my second time using your services and I always come out wining.
, Oct 21, 2016
My case is still a work in progress. I will say that my Lawyer here has done more for me pre court than I had expected. If you need a lawyer for anything you can find someone here to help you.
, Oct 26, 2017
100% satisfaction, very good. I like to recommend.
, Jun 16, 2016
I can honestly state that JONATHAN is an excellant negotiator and timely attorney, whom prepares you for the worst and gets you the best.
, Jun 12, 2017
It was a slow process..but MR.Kotchta and Evelyn were freaking great..i cant say any more about them to..they always answered my questions in a professional manner while i was being an pain in the butt with them..👍👍👍👍
, Sep 7, 2016
Excellent service would recommend to others
, Feb 7, 2017
Very satisfied withow my case was handled
, Oct 17, 2016
Very happy with the services provided - was dealing with Arlindo and his assistant Gisela. My case was dealt with in a timely manner, with no errors, and all advice was spot on. Will definitely use them again in the future.
, Apr 3, 2017
Excellent highly recommended
, May 25, 2016
Son muy buenos abogados,llevan los casos con mucha responsabilidad y empeño.
, Nov 28, 2017
, Jan 5, 2017
Gracias x hacer todo lo posible dios los bendiga
, Aug 3, 2016
Johnathan Kessous did a fantastic job handling my case. I hope i never need his expertise again...but if I do, he would be my first choice for legal representation. I had gotten a speeding ticket on the NJTPK going 84 in a 55 which resulted in a state trooper issuing me a 5 point ticket. Johnathan got it reduced down to zero points... just a fine.
, Oct 4, 2017
Staff was very helpful and explained the case as it went along.
, Jul 21, 2016
Excellent service.
, Apr 1, 2017
Thanks for helping and you have the best service
, Jul 26, 2016
I would like to say thank you for all your help you've giving me.
, May 24, 2016
I was happy with your service and professionalism with handling my case. I was treated with respect and always told the truth and not half of a story or what I wanted to hear. My team was awesome thank you
, Jul 14, 2017
I recently had gotten a ticket that was worth 5 points. I choose this firm because they were local to where the incident occurred. I was very nervous and unsure of the possible outcomes. They were so patient and reassuring with my case. Everything went smoothly and quickly and I was very happy with the final results! I would highly recommend them!
, Feb 25, 2016
Muy buenos abogados se los recomiendo
, Jun 8, 2017
Lo mejor de lo mejor como abogados para mi caso de compensación de trabajo gracias a tan buen equipo en general y sus secretarias tambien que se esperan en ayudarte gracias de nuevo
, Jan 31, 2018
My uncle had some problems with meals at a Monmouth Count assisted living home. The home charged over $5,000 per month and he was not being offered food that he liked on many occasions and his complaints did not resolve the issue. I called Garces & Grabler on his behalf and they sent an attorney to the home to first speak with my uncle, then speak with the director. Within a few day, his dietary needs were met. Everything was resolved amicably and the law firm charged, in my opinion, a very reasonable fee for their services.
, Jul 12, 2016
Best lawyer I ever had
, Nov 9, 2017
Great mr. Allen g. Still rolling out of bed. Thx.
, Mar 19, 2018
Thank you Mr. Lawrence LeBrocq, I have no words for the amount of appreciation I have for what you've just done.
, May 9, 2017
They were very helpful and address any questions I had about my case.Great team, very happy overall
, Nov 22, 2017
, May 23, 2016
Yous are the best of the best thank you for your service
, Sep 12, 2015
Very professional I'm very happy with their service.
, Aug 29, 2017
A well-prepared staff who handled everything we asked. Made us feel welcome and handled everything professionally.
, Jun 13, 2016
Outstanding service very professional attorneys thumbs up all the way
, Feb 4, 2017
Mr. Lebroq is an excellent Attorney. The office staff has always been prompt , respectful and helpful. I highly recommend this firm.
, Oct 10, 2015
Very satisfied! Exceptional service! Highly recommend!
, Jun 14, 2016
Estuvo bien gracias muchas gracias
, Jul 12, 2017
Great practice they always get the job done for a reasonable price.
, Feb 3, 2017
Great attorney , Pat Vella . Got all points dropped from my record . I owe this man 100xs over ! Thank you !
, Oct 21, 2016
Son exelentes abogados muy honestos y muy responsables con sus clientes y sobretodo muy amables poreso yo tengo mucha confianza en ellos y. Poreso los he recomendado ampliamente con otras personas
, Oct 22, 2017
The representation this firm did to me was above and beyond what I expected to receive. Especially Mr. Grabler who was extremely professionals. I was very proud to have him as my lawyer. For this reason I recommend this firm to everybody.
, Jul 19, 2016
Sarita was great, she sealed with every detail of the process. i recommend this firm
, Jun 22, 2017
Very satisfied...highly recommend!
, Jun 14, 2016
I was represented by Mr.Araujo from this firm in a disciplinary job hearing. Mr. Araujo was very professional and prepare my case very well and I was able to return to my job a few days after the hearing.
, Oct 5, 2017
Muy buen servicio al cliente y buenos abogados
, Jul 27, 2016
El mejor abogado muy eficaz
, Jan 26, 2017
Son exelentes y recomentables
, Sep 4, 2015
He helped me fight a battle that I put off for years. Thank you so much for your services.
, Aug 31, 2016
Thank you, for your help throughout this difficult time. It’s been a pleasure working with you guys. Highly recommended
, Jan 6, 2018
I would like to say thank you to ALL at Garces, Grabler, & Lebrocq. I believe all work with great integrity. The patience and effectiveness really shows in my life. From car accident to divorce. Purchasing home. Even with help making my dreams come true and starting my own business. I appreciate ALL. Definitely know I will always be in good hands. Thanks!!!
, Oct 20, 2017
Excelentes abogados
, May 8, 2016
Great service all the way around
, Feb 16, 2018
Buenos profesionales, completamente satisfecho con sus servicios
, Jul 11, 2017
Everyone in the office was very nice and pleasing. I had a sense of comfort when i walked into the door.
, Jan 9, 2018
Arlindo and Gisela were extremely helpful. They told us exactly what to do, what we could expect and gave us options for working with our situation. Thank you!
, Oct 26, 2017
Excellent service. Very respected law firm. Will use again and definitely recommend
, Oct 12, 2016
G.G.L... Are the best in the business...
, Jan 26, 2017
Great Experience. Wouldn't hesitate to give you a call back when i mess up again. Great Service, Great Lawyer. Couldnt ask for more. Thank You Guys Once Again.
, Jul 23, 2016
The best!!!
, Jul 6, 2017
Extraordinary, very satisfied
, Oct 11, 2016
Thank you very much you guys were helpful compassionate in my situation I really appreciate the ladys in Perth Amboy are very nice I recently send it a friend and she has the same opinion.
, May 24, 2016
Sarita Núñez vas very efficient. She did everything she could to have the case resolved
, Mar 2, 2017
Very good i will recommend your services to other people
, Mar 2, 2017
Yo estoy muy satisfecha con su servicio gracias abogados de G G. Lo volviera a contratar todas lss veces k los nesecite por su rapides y su eficiencia. Son muy dedicados a sis clientes Gracias
, Jun 19, 2017
The Lawyers were very friendly and knowledgeable. If I need a lawyer in the future, they would my go to attorneys.
, Jun 13, 2016
The best lawyers and Their excellent assistants
, Jun 14, 2016
They have done great work for me and my family.
, Oct 9, 2016
Felt very well taken care of. Excellent!!!!!
, Jul 19, 2016
I was very pleased with the service from your firm, especially my attorney Allen, he always returned mu calls and was very courteous.
, Jul 18, 2017
Buenos profesionales, excelente trabajo....
, Jul 10, 2017
I would highly recommend these attorneys to all my friends and family!!! Best of the Best!!!!
, Mar 2, 2016
My lawyer was great Mr White and Anita was very helpful returned calls and let me know every step of the way
, Nov 7, 2017
This firm is everything a law firm should be in this diversified world we live in today. The entire staff & attorneys are always on top of your legal matter. You can rest & trust that you are going to receive the best legal advice possible. The staff makes you feel at home with them. They are always extremely personable & knowledgeable about whatever issue they are handling for you. I love them & would highly recommend them to everyone & anyone.
, Dec 7, 2017
Very professional group I'm really satisfy with service provided
, Feb 19, 2018
Estoi satifecha por supervisio grasia a
, May 16, 2016
My lawyer Pat was very efficient on my case and I definitely give GGL 5 stars
, Oct 23, 2016
Great service and support from start to end.
, Jun 15, 2016
I found my attorney, Mr. Kessous, to be highly professional, knowledgeable, friendly and effective. He was highly responsive to my questions and concerns and easy to work with, and achieved the desired settlement for me in regard to my traffic ticket. If I were in the same situation all over again, I would choose to work with him without hesitation, and expect that if I were to face a similar situation in the foreseeable future, I would contact him. I would also provide his name with the highest recommendation to others in the area for such problems. (I also found his assistant, Gabriela Vargas, to be quite responsive and helpful as well.) Thanks again for all of your help!
, Jan 25, 2017
They were very effective in getting my ticket and fines knocked down to lesser offence. I appreciate all their help.
, Jul 15, 2017
Garces Grabler LeBrocq is the BEST!
, Oct 13, 2017
, Jul 6, 2017
La atención muy eficaz son muy profesional me sentí muy sastifecho gracias
, Jul 5, 2017
I had the good fortune of Mr. Pasquale Vella representing in a matter that I had deemed a bleak one, with no positive outcome in sight. Vella assured me that he would work hard to get me the best results possible, and that is exactly what he did. He worked tirelessly making sure he covered all possible angles, and in the end I was extremely pleased with his services. Vella proved to be diligent, aggressive in yielding results, and very professional, all while maintaining a communicative yet good natured rapport with me as his client. I would most certainly use his services again in the future as well as highly recommend him to anyone in need of a great criminal defense attorney.
, Nov 9, 2016
Everyone in the office is exceptional and very helpful. Thank you for helping me win my case!
, Feb 17, 2017